Regulatory culture is a good start!
I`m in the NHS and much of the regulatory "burden" stems from EU regulations that are much more cumbersome than UK regulations were before it.
The UK approach used to be that, as long as you understood the principles and behaved in a common-sense way, you were fine.
Now we have a self-generating plethora of "regulatory bodies" many of which are funded by the taxpayer and they are self-perpetuating beasts that stifle start up`s and create a bias towards large organisations that can cope with and employ experts to deal with the paperwork.
You can throw "compliance" into that mix as well, the ever-growing amount of people (like me!) employed to proverbially speaking "tick boxes" for no apparent reason.
Complete freedom of movement is a bad thing IMHO - every state needs to know who is there and the "why & when" if only to plan basics such as housing and healthcare. The import of cheap labour is also unravelling pretty quickly which was driven by FOM.
There is more but I have several boxes to tick for some regulatory approval.............. TTFN