The only potential advantage to a club looking for a loan is that they aren’t committed to keeping the player for multiple years on a high wage while he’s in his thirties. If you loan him and he gets you up, he was worth every penny. If he doesn’t, you can cut your losses and walk away without being lumbered with his wages for another year or two. It’s a risk and potentially a very expensive one, but it does happen. We paid £250,000 in wages plus a six-figure loan fee for Joseph just last season. Kane cost us half a million for a season the year before. I’m not saying I would do it, I’m saying it does happen.
As far as Peterborough are concerned the fee is the fee and he’s off their wage bill forever regardless, because his contract expires next summer. It’s no skin off their nose if someone pays them 500k to loan him or sign him permanently. The value is the same to them in either case - he goes and never comes back.
As for Rovers, they have got a new Kuwaiti owner as of two weeks ago who is splashing the cash.